A Code is needed as an extra security measure when you use the web interface (app.saltoks.com ) to perform any of the actions listed above. We believe credentials based on the e-mail address and password is a secure way of logging in, however, as an added security measure, the use of a Code ensures that the action is actually performed by the account holder and not by someone who has just gained access to the account holder’s account. To generate a Code, the user needs to have access to the mobile device where the user has logged into the mobile application and where the IQ has been activated.